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Income Protection
Replace your paycheck if you can't work.
What it is
Income protection (disability income) replaces a portion of your paycheck if illness or injury prevents you from working.
How it works
Pays a monthly benefit — typically 60–70% of income — after an elimination period.
Who it's for
Working professionals, especially those whose families depend on their income.
Key Benefits
- Tax-free monthly benefits (with personal policies)
- Own-occupation options
- Coverage to age 65 or 67
- Optional inflation riders
Frequently Asked Questions
How is this different from workers' comp?+
It covers any qualifying disability — not just work-related injuries.
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