Protect What
Matters Most.
Build Wealth. Protect Your Family. Leave a Legacy.
We compare multiple top-rated carriers to help families, business owners, and professionals find the right protection at the best possible price.
Find your perfect coverage in under a minute.
Four quick questions. Our recommendation engine matches you to the ideal solution — then pre-loads your quote.
Step 1 · Who
Who are you protecting?
This shapes the strategy — personal, family, or business.
The Independent Advantage
We Shop The Market
So You Don't Have To.
Good Fortune Benefits Group is an independent broker — we work for you, not a single insurance company. We negotiate across a portfolio of top-rated carriers to find the right coverage at the best price.
Why Good Fortune
Built for families that expect more.
Multiple Top-Rated Carriers
A+ rated companies competing for your policy.
Independent Advice
We work for you, not one insurance company.
Fast Digital Approvals
Get approved in minutes with accelerated underwriting.
No Medical Exam Options
Qualify for coverage without a paramed visit.
Competitive Pricing
We shop the market to secure the best rate.
Personalized Coverage
Tailored to your goals, budget, and family.
Business & Family Protection
From key person to buy-sell to legacy planning.
Ongoing Annual Reviews
Your policy grows with your life.
Insurance Solutions
Coverage crafted for every chapter of life.
Founder
Queston Shell-Clement
Licensed Independent Insurance Broker
About
Meet Queston Shell-Clement.
Good Fortune Benefits Group helps individuals, families, and business owners compare multiple insurance carriers to secure personalized financial protection and long-term wealth strategies.
As an independent broker, we aren't tied to one insurance company — we shop the market to find the coverage that best fits your needs and budget.
FAQ
Frequently Asked Questions
What is Term Life Insurance?+
Affordable coverage for a fixed period (10–30 years). If you pass during the term, your family gets a tax-free payout.
What is Whole Life Insurance?+
Permanent, lifetime coverage with guaranteed cash value growth and level premiums.
What is an Indexed Universal Life (IUL)?+
A permanent policy that builds cash value based on a market index — with upside potential and a 0% floor.
What is Mortgage Protection Insurance?+
A term policy designed to pay off your mortgage so your family keeps the home if something happens to you.
What is Final Expense Insurance?+
A small whole life policy designed to cover funeral, burial, and end-of-life costs. No medical exam.
Do I need a medical exam?+
Not always — many carriers offer accelerated underwriting up to $2M with no exam.
How quickly can I get approved?+
Some policies approve same-day. Traditional underwriting typically takes 1–3 weeks.
Can I compare multiple carriers?+
Yes — that's the whole point of working with an independent broker like Good Fortune.
How much coverage do I need?+
A common rule is 10–15x your annual income, plus debts and future goals like college. We'll help you calculate.
Schedule Your Consultation
Book a 15-minute call with a licensed specialist.
Personalized recommendations from an independent broker — no obligation, no pressure. We'll walk you through your options and find the right coverage for your goals.
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