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Term Life Insurance

Affordable protection for a set period — 10, 20, or 30 years.

What it is

Term Life Insurance provides a death benefit for a fixed period at a locked-in premium. If you pass away during the term, your beneficiaries receive a tax-free payout.

How it works

Choose a coverage amount and term length. Pay level premiums. Your family is protected for the duration of the term.

Who it's for

Young families, homeowners, business owners, and anyone with income to replace or debts to cover.

Key Benefits

  • Lowest cost per dollar of coverage
  • Locked-in premiums for the entire term
  • Coverage up to $2M+ with no medical exam options
  • Convertible to permanent policies with many carriers

Frequently Asked Questions

How long can I lock my rate?+

Most carriers offer 10, 15, 20, 25 or 30 year level term periods.

Do I need a medical exam?+

Many carriers offer accelerated underwriting up to $2M with no exam.

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